Refinance Checklist
When you refinance, the following documents and information will help speed up your refinancing loan process. Below is the list of the typical documents needed to refinance. Keep in mind, the more information you have on-hand, the faster your refinancing process will go.
Employment Information
- Most recent month’s original paystubs
- Past 2-years’ W2 forms copies
- Past 2-years Income tax return information copies especially if self-employed
Assets and Obligations Information
- Copies of your Checking, Savings, or Stock Accounts; 401K information, etc.
- Current credit score and reports
- Debt data such as a credit card or current mortgage information
Insurance Information
- Proof of Title Insurance
- Copy of the declarations page from Homeowners Insurance